First-time surrogates in Louisville earn $40,000–$55,000 base compensation plus monthly allowances. See full breakdown below.
| Base Compensation | $40,000 – $55,000 |
| Monthly Allowance | $3,000 – $6,000 |
| Maternity Clothing | $1,000 – $2,000 |
| Lost Wages | $3,000 – $10,000 |
| Total Potential | $47,000 – $73,000 |
| Base Compensation | $50,000 – $70,000 |
| Monthly Allowance | $3,000 – $6,000 |
| Maternity Clothing | $1,000 – $2,000 |
| Lost Wages | $3,000 – $10,000 |
| Total Potential | $57,000 – $88,000 |
All 2 fertility clinics reporting to the CDC within about 40 miles of Louisville run gestational carrier programs. Transfer and the monitoring around it happen at that clinic; the rest of your prenatal care stays with your own doctor, close to home.
Surrogacy law is set state by state, so what governs your agreement in Kentucky is Kentucky law — whether a compensated contract is enforceable, who pays for your own attorney, whether your medical decisions are protected, and how parentage is established.
Read the full Kentucky surrogacy law section → It cites the statute directly, and says plainly where the law is unsettled rather than rounding to a clean answer.
Final eligibility is determined by the agency's medical team.
Complete application in 10–15 minutes. We share it with our agency partners and reach out if there's a good fit.
Physical exam, bloodwork, and uterine evaluation — paid for by the agency.
Review profiles and meet potential intended parents. You always have the right to say no.
Surrogacy agreement reviewed by your own attorney, funded by the agency.
Monthly compensation begins immediately after transfer. All medical costs covered.
Remaining compensation disbursed around delivery. Post-delivery allowances continue up to 6 weeks.
Gestational surrogacy is practiced in Kentucky without express statutory authorization. Kentucky law bans paying a woman for traditional surrogacy, using her own egg. A bill that would criminalize commercial surrogacy is pending.
Typically yes. Most agencies require you to live in the area where you carry the pregnancy, as medical care and legal jurisdiction are location-specific.
Both fertility clinics reporting to the CDC within about 40 miles of Louisville run gestational carrier programs, so transfer and the monitoring around it can usually happen close to home, and the rest of your prenatal care stays with your own doctor.
No. Surrogate compensation is negotiated statewide, so a first-time surrogate in Louisville starts at the same $40,000–$55,000 base as first-time surrogates anywhere else in Kentucky. What moves the number is experience (a second journey pays more) and the allowances layered on top, not which Kentucky city you live in.
Base compensation is generally taxable at the federal level. Expense reimbursements (travel, maternity clothes) are typically not taxable. Consult a tax professional for state-specific guidance.
18–24 months from application to delivery: matching (1–6 months), medical screening, legal review, and the full pregnancy term.
Also considering egg donation?
See Egg Donor Pay in Louisville →Complete our 10-minute application. We'll connect you with licensed agencies serving Louisville.